How to Pre-Qualify and Calculate a Mortgage
|
Notice: We use Plimus as a third party vendor to handle the downloading and fund transfer, we do not have access to any of your personal information. We do
not share any information that you do share with us through our free downloads. Thank you, If you have any questions, please contact us at
KruseCommercial@comcast.net.
How to Pre-qualify & Calculate a Mortgage
E-book and Excel workbook to help you per-qualify a home loan.
This book and workbook are for people buying residential housing.
Residential housing refers to one to four units that are for living in, as
apposed to doing business in. In most states anything over four units is
classified as commercial property, and require different standards for
evaluating.
If you are a first time home buyer this package is a must have. You can
learn what a bank or lender is looking for and you can pre-qualify
yourself before you waste endless weekends running all over town
looking at homes that you can not qualify for.
Also, if you are an investor of one to four unit apartments this package
can speed up your purchase process and assure that the property can
obtain a loan.
This book and software will make it easy for you to calculate housing and
debt ratios and calculate the right loan payments that assure you will get
a loan within your budget.
There are 5 worksheets that help you calculate housing and debt ratios,
loan payments, rent vs. Buying, how much of a loan you can afford, what
are the monthly payments on your dream home, and much more. There
is also an amortization table that breaks down interest and principal
payment along with accumulated payments. The e-book explains the
process to per-qualify plus the formulas needed to get a home loan that
you can afford without putting stress in your life. The e-book is 30 pages
of "how to's" that are vital for anyone looking at residential housing.
E-Book and Software: